Townhomes vs. Condos in Walnut Creek: Which Is Right for You?
Finding the Right Fit in Walnut Creek’s Condo & Townhome Market
If you’re looking to buy in Walnut Creek and want something more affordable than a single-family home, you’re probably considering condos or townhomes. These property types offer fantastic opportunities for first-time buyers, downsizers, and investors — but they aren’t interchangeable.
In this post, we’ll walk you through the key differences, average pricing, and how to decide which is best for your Walnut Creek lifestyle.
What’s the Difference?
While both condos and townhomes are attached housing options, the ownership structure is what sets them apart:
🏢 Condos:
You own the interior unit only.
Common areas (hallways, roofs, parking) are shared.
Maintenance and insurance are handled by a homeowners association (HOA).
Usually located in multi-unit buildings or complexes.
🏘 Townhomes:
You own the structure and the land underneath.
Often include a private garage and a small yard or patio.
Fewer shared walls and often feel more like single-family homes.
HOA may cover exterior maintenance but with more owner responsibility.
Walnut Creek Price Snapshot (2025)
Here’s what you can expect in terms of pricing:
Condo $550K–$850K (900–1,300 sq ft) to have $400–$700/mo HOA fees
Townhome $750K–$1.1M (1,200–1,800 sq ft) to have $300–$600/mo HOA fees
Prices vary depending on location (downtown vs. suburban), condition, and community amenities like pools, gyms, and gated access.
Pros & Cons of Condos
Pros:
Lower price point
Minimal maintenance
Often walkable to downtown or BART
Great for lock-and-leave lifestyle
Cons:
Less privacy
Smaller spaces
Higher HOA dues (often include insurance and utilities)
Some financing restrictions depending on the HOA
Pros & Cons of Townhomes
Pros:
More space and privacy
Easier resale and appreciation potential
Private garages and outdoor space
Often in quieter, suburban-style communities
Cons:
Higher purchase price
More owner responsibility for maintenance
Fewer walkable locations (though some exceptions)
Best Locations in Walnut Creek
Condos:
Downtown Walnut Creek: Walkable to shops, dining, BART
Heather Farms: Golf-course adjacent communities with resort-style amenities
Tice Valley & Rudgear: Peaceful, well-maintained condo developments
Townhomes:
Rancho Paraiso: Larger townhomes near open space
Walnut Green & Bancroft Village: Popular planned communities with pools, tennis
Rudgear Estates: Townhomes that live like single-family homes
Ready to Find the Right Fit?
Whether you’re eyeing a sleek downtown condo or a spacious townhome in a quiet community, Walnut Creek has something for every budget and lifestyle. With the right guidance, you can find a property that’s a smart investment and a perfect place to call home.
The 5 Star Team specializes in Walnut Creek condos and townhomes.
Let us help you weigh your options, tour the right properties, and make your next move with confidence.